Champaign County Lesbian, Gay, Bisexual, Transgender, Questioning & Ally Resource Guide

Folk Financial Planning provides comprehensive, holistic financial planning to clients on a fee-only basis. Unlike most financial service providers, we sell no products and collect no commissions or hidden fees. This approach results in each client receiving only appropriate services, free from conflict of interest, and often at a lower overall cost. Most middle-income individuals and families work with a number of separate "advisors" who rarely, if ever, communicate with each other. One advisor prepares taxes (or the clients prepare their own), another assists in the writing of wills, another sells insurance, while still another handles investments! The Cambridge alternative offers you individual, objective advice in all these areas, integrated into a single, comprehensive financial plan designed to help you achieve your goals. Our full-spectrum service is offered on a retainer basis. While the most popular option is a standard, open-ended retainer (this means you pay a single annual fee and can call or come in as frequently as needed), we also provide one meeting "financial reviews" or hourly projects for those with less complex situations or to address a specific issue. As a rule of thumb, we work with clients, only where we can provide savings and/or added benefits in excess of our cost, so it is a win-win solution for everybody!